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Risolto

Platform - Operate

See what is due, what is late and what action is required.

Collections work from live schedules and arrears data, with payment allocation rules, PAR-style ageing and controlled rescheduling and pauses.

Portfolio and collections capabilities

  • Next payment and due amounts

    Implemented
  • Payment allocation rules (principal / profit / commission)

    Configurable
  • Daily overdue marking

    Implemented
  • Days and amounts in arrears

    Implemented
  • PAR-style ageing

    Implemented
  • Rescheduling

    Implemented
  • Repayment pauses / moratorium

    Implemented
  • Bulk operations

    Implemented
  • Loan closure and reconciliation support

    Implemented

Repayment schedule with principal / profit split

#PrincipalProfitTotalStatus
1$300$40$340Paid
2$300$40$340Paid
3$300$40$340Due
4$300$40$340Upcoming
5$300$40$340Upcoming
Illustrative platform viewIllustrative repayment schedule showing principal and profit split per instalment with payment status.Demo data. Allocation between principal, profit and commission is configurable.

Portfolio at risk (PAR) ageing summary

Portfolio at risk (PAR) ageingTotal outstanding $267,600
  • Current68% · $182,000
  • 1-3016% · $42,800
  • 31-609% · $24,100
  • 61-904% · $10,700
  • 90+3% · $8,000
Illustrative platform viewIllustrative portfolio at risk ageing summary across current, 1-30, 31-60, 61-90 and 90 plus day buckets.Demo data. PAR-style ageing is derived from live schedules and arrears.

Turn schedules and arrears into action.