Platform - Operate
Manage Islamic financing from application to final payment.
Murabaha and Qard Hassan are modelled as first-class products, not forced into generic invoices - with procurement, schedules, down payments and profit allocation handled end to end.
Financing capabilities
Murabaha and Qard Hassan product types
ImplementedPrincipal, term, markup, grace period and frequency rules
ConfigurableClient, business, guarantor and collateral information
ImplementedDraft, approval, procurement, active and closure states
ImplementedMurabaha purchase-order path
ImplementedDown payments and disbursement controls
ImplementedAutomated repayment schedules
ImplementedPrincipal, profit and commission allocation
ConfigurableRescheduling, pauses and cancellations
ImplementedAgreements, vouchers, statements and portfolio reports
Implemented
A financing application moving through approval
The same record carries the client, product, schedule and accounting impact.
MRB/2026/00184Awaiting approval
1. Draft2. To Approve3. In Procurement4. Active
- Client
- Amina Yusuf
- Product
- Murabaha - Retail
- Principal
- $4,000
- Markup
- $480
- Instalments
- 12 monthly
- Down payment
- $400
- Branch
- Central
- Officer
- H. Warsame
Islamic finance from the core
Murabaha procurement, markup, repayment schedules, down payments, profit allocation and Qard Hassan products are part of the core model - not an add-on to a conventional loan.